Preheat oven to 350 degrees.
In a large bowl add the flour, baking powder, and salt. Using a fork or whisk, stir to combine. Then add the cottage cheese and mix with a wooden spoon. Using your hands, form the dough into a ball. Lightly coat your hands with flour if the dough is too sticky.
On a baking sheet lined with parchment paper, use a floured rolling pin to roll out the dough into a large rectangular shape.
Sprinkle the dough with cheddar cheese.
Bake at 350 degrees for about 20-25 minutes. The bread will be golden brown and firm in the middle.